The person who hit my car does not have insurance. Is there any way to recover my damages?

a stressed and confused women with her hand on her head looking at a computer

Being involved in a car accident can be a stressful and overwhelming experience, especially when the other party doesn’t have insurance. As a leading personal injury law firm in West Palm Beach, Florida, Dermer Law Firm understands the challenges that accident victims face. In this article, we’ll discuss your options for recovering damages if the person who hit your car is uninsured.

Understanding Uninsured Motorist Coverage

In Florida, uninsured motorist coverage is not mandatory, but it’s highly recommended. This type of coverage protects you in the event of an accident with an uninsured or underinsured driver. If you have uninsured motorist coverage as part of your auto insurance policy, you may be able to file a claim with your own insurance company to recover damages.

Seeking Compensation Through Other Avenues

If you don’t have uninsured motorist coverage or if your policy limits aren’t enough to cover your damages, there are still other avenues you can explore with the help of a skilled personal injury attorney in West Palm Beach. One option is to pursue a personal injury lawsuit against the at-fault driver. However, it’s important to note that this can be a complex process, and the outcome will depend on various factors such as the driver’s assets and ability to pay.

Exploring Third-Party Liability

In some cases, there may be third parties who share liability for the accident. For example, if the at-fault driver was operating a company vehicle at the time of the accident, their employer may be held responsible for your damages. Additionally, if the accident was caused by a defective auto part, the manufacturer or distributor of the part could be liable.

Negotiating a Settlement

Even if the at-fault driver doesn’t have insurance, it’s still possible to negotiate a settlement with them directly. However, it’s crucial to approach this process with caution and seek guidance from a qualified personal injury lawyer in West Palm Beach. An attorney can help you assess the value of your claim and negotiate a fair settlement that fully compensates you for your injuries and losses.

Dealing with the aftermath of a car accident can be overwhelming, especially when the person who hit your car doesn’t have insurance. However, there are options available to help you recover your damages and move forward with your life. Whether you have uninsured motorist coverage or need to explore other avenues for compensation, the experienced attorneys at Dermer Law Firm are here to help. Contact us today for a free consultation and let us fight for the compensation you deserve.

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